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Nick Healey Marine Surveyor Cornwall
[email protected] 07881 507865
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Insurance Survey for Yacht & Small Craft

Insurance companies often require a survey report to ensure that the vessel is a reasonable risk and that the condition is seaworthy.

Hull Structure

  • GRP Yachts: Moisture testing
  • GRP Yachts: Gelcoat examination (e.g. identification of stress and collision damage)
  • Wooden Yachts & Boats: Sounding of planks to identify areas of decay
  • Steel Yachts & Boats: Using ultrasonic thickness testing
  • Plus:
  • Grounding damage
  • Identifying areas of repair
  • Fibreglass delamination
  • Distortion
  • Internal structure

Super Structure

  • Superstructure
  • Decks, firmness underfoot, delamination
  • Gelcoat/timber cockpit and cabin coamings condition
  • The decks are inspected for signs of distortion particularly in the position of loaded deck fittings
  • Hull to deck joint

Keel & ballast

  • Type of keel and materials used
  • Signs of movement or grounding damage
  • The hull structure in the position of the keel (cracks or distortion)
  • Keel bolts and security

Stern Gear

  • Propellers (condition, security)
  • Shaft alignment
  • Cutlass bearings
  • P brackets
  • Sail drives including; oil sample, diaphragm
  • Anodes and cathodic protection
  • Stern glands
  • Rope cutters

Steering Gear

  • Rudders
  • Moisture content readings
  • Rudder bearings
  • Steering systems i.e. hydraulic, wire or tiller
  • Steering pedestals
  • Emergency steering
  • Autopilots

Spars & Rigging

  • Mast and boom type and condition
  • Gooseneck & kicking strap
  • Furling gear
  • Standing rigging
  • Standing rigging tension
  • Sheets & halyards

Deck Fittings (typically)

  • Chainplates and fastenings
  • Cleats and fairleads
  • Windless
  • Winches
  • Halyard clutches
  • Main sheet track
  • Genoa tracks
  • Grab Rails
  • Stanchions
  • Guard wires
  • Bow & stern rails
  • Bow roller
  • Davits

Safety equipment

  • Danbuoy
  • Lifejackets
  • Harnesses
  • Flares
  • Gas alarm
  • Jackstays
  • First aid kit
  • Radar reflector
  • Day shapes
  • Fire blanket
  • Horn
  • Liferaft

Ground tackle

  • Anchor type and weight
  • Chain and warp
  • Chain/anchor locker
  • Is the ground tackle adequate

Windows and hatches

  • Windows
  • Companionway doors and hatches
  • Deck hatches
  • Portlights
  • Flybridge and cockpit screens
  • Inspecting for leaks

Gas installation

  • Gas locker
  • Gas hoses and connections
  • Gas pipe
  • Shut off valves and regulators

Fuel installation

  • Fuel tank material
  • Security
  • Filter type and condition
  • Condition of fuel pipes or hoses

DC Electrical systems

  • Batteries
  • Isolation switches
  • Switch panels
  • Wiring installation
  • Cabin and navigation lights
  • Volt & ammeters
  • Cables at the mast base

AC electrical systems

  • Circuit breakers
  • Wiring installation

Bilge systems

  • Manual pumps
  • Electric pumps, including; float switches and bilge alarm systems
  • Condition of the bilges

Seacocks & through hull fittings

  • Skin fittings
  • Seacocks/shut off valves
  • Hoses connected to through hull fittings
  • Transducer fittings

Arranging the Survey

Nick Healey is pleased to accept a verbal instruction to carry out a survey. The terms
of payment for most surveys are payment by cheque or bank transfer within 7 days
of receiving the report.

Contact us for an appointment

If you would like to arrange a survey or simply require a budgetary quotation
then please telephone (07881 507865) or email us at [email protected]


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About Nick Healey

All surveys are conducted by Nick Healey. Nick has surveyed more than 3000 yachts during his 20 year career as a marine surveyor. Nick Healey lives in the Port of Falmouth but can survey yachts in Cornwall, Devon, Dorset and throughout Europe.

Read more about Nick…

Contact us

Nick Healey Yacht Surveys
Freemans Wharf, Penryn, Cornwall, TR10 8AD.

07881 507865

[email protected]

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